how can i have my credit record with cmap removed ?

Question

I was a business minded 21 yrs old and i applied for a loan with a bank more than 15 years ago to venture into a business that didnt succeed. The collateral was my car. To make the story short the car was repossessed by the bank. Am i recorded with cmap thats why all my credit card application is being turned down. IF so, how can i have it removed since its been more than 15 years since they took my car. Btw I havent applied for any loan after that. I am living comfortable now with a stable job and income. Still the banks turn down my credit card application. pls advise me . thanks

Answer 1

Contact cmap and see what it will take to get this negative removed from your credit report. While the bank repo'd your car, they may not have considered the loan "paid off" so you may still owe them money.

Answer 2

Did you pay off the loan? Just because they took your car doesn't mean you don't have to pay off the balance of the loan.

Answer 3

How can i have my credit record with cmap removed ?



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