I just got an e -mail from Bank of America. Is this a scam?

Question

This e-mail indicated that my account will be frozen unless I re verify my info including, ss#, password and credit card # and other personal info.

The funny thing is I am not even a BofA customer. Has anyone else gotten something like this? To me it seems painfully obvious that this is someone else trying to scam personal info posing as BofA. What do you think?

Answer 1

Never respond to these emails. They are attempting to gain your confidential information. These emails are sent out in hopes of winding up in even one B of A customer's email. Then that person will click on the lick which has been set up to look like B of A's website. Then the unsuspecting client enters their information giving it to an identity thief.



NO bank, credit card company, ebay, etc will ever send you an email asking for you personal information. Delete these emails immediately.

Answer 2

You just got phished. A phishing email with tell you to take immediate action, email specific information to them or direct you to one of their "links" for more information.



#1, if there is something wrong with your account, you don't get an email. You get phone calls. At least once a day. Most people either don't have email or don't check it regularily and really is unreliable.

#2, a credit card company doesn't need to verify your account number unless you screwed up entering it when you call them via the voice recognition system

#3, you don't even bank with them!



There are thousands of these emails send daily to not only Bank of America customers, but other banks all over the world, in attempt to confuse people into relaying their personal information. Do you need to live in a cave to escape this sort of thing, no, but you do need to be smart about these things, and trust your instincts.

Answer 3

It's a phishing email trying to get your logon information (If you had an account with BofA.) If you hold your mouse over the link they give, the address is either something other than BofA or a javascript. Don't ever click on a link inside an email asking for verification unless you were expecting the email.

Answer 4

Banks do not ever email their customers. You shouldnt even bother opening the email, now they know its a current address and you'll be bombarded for ever. Of course its a scam. You answered yourself, you haven't even got an account with them. You will probably see that their message mentions that you should check customer support and they give a phone number which is the number for that particular bank. This only makes people ring that number and tie up the Bank with unnecessary phone calls.

Answer 5

If you receive an e-mail with in "unless you do this...." threat like you received, it's a scam, especially since you're not a BOA customer.



For peace of mind, you can call BOA customer service #, and inquire; they wouldn't send out an e-mail with that info; rather a letter or a phone call. BOA customer service: 1-800-432-1000



I am a BOA customer and haven't received a request like that. Call BOA if you're so inclined, or leave it alone; if they're really serious, they'll call/e-mail back. Sounds like a big-time scam, illegal, too: to prey on people who'll provide info because most people have heard of BOA>



But BOA wouldn't do that; kind of like JPMorgan/Chase Bank doing it. Someone's hiding behind BOA name hoping to do a nasty number on you

Answer 6

It is a scam. No bank in the world will send an email asking for your details - because they already do have all your details.



Beware it is fishy trick to get your information to rob you.

Please do not even open such emails and it would be better if you could send a copy to your banks if the email portrays the logo of the bank and so on

Answer 7

It is definitely a scam. I have gotten a few from EBay and Pay-pal like that. These companies have fraud departments that deal with these emails if you are a customer. You should never even consider giving personal info like that through email anyway and that's what alot of people don't realize...

Answer 8

Yeah it's a scam. Report the email to BofA so that they can try and catch the crooks.

Answer 9

Scam Scam Scam, Never give out your SS# on line or on the phone. People will do anything ! Here is another one.......



If someone comes to your front door saying they are checking for ticks due

to the warming weather and asks you to take your clothes off and dance

around with your arms up...



DO NOT DO IT!! IT IS A SCAM!!

Answer 10

I use to work for BOA, and it is definitely a scam. Forward the email, if you still have it, to "[e-mail]." Bank of America or any bank for that matter should not be contacting you, asking you for information. If they do, something is usually not right. The only person I would give any of my information to is someone who I have contacted myself. Hope it helps.

Answer 11

Anything supposedly from a financial institution that asks for that kind of information is a scam. I would take it to a Bof A outlet and let them take it from there. These people are just trying to get YOUR money from you by using your identity and info.

Answer 12

YES it is a scam, and a very realistic one. NEVER answer those. Go to your own Bank site and check never go through the email.

Answer 13

SCAM! A bank will Never send emails like that!! If u ever get something from YOUR OWN bank like that, or like anything, Report it to them and they will thank u!

Answer 14

I get those constantly from every financial institution except for my own.



Your bank will send you an email to check their website and access the secured messages.

Answer 15

The local news in my area reported on this last week. It is definitely a scam!!

Answer 16

It's obviously a scam. Neither BOA, nor any other financial institution would not send you such an email.

Answer 17

Yes I got one yesterday and I don't use Bank Of America. Fill it out with bogus info and let them try to use it. The want to waste your time, waste theirs

Answer 18

Yes this is a scam and has been in circulation for ages.



Delete it and donot ever respond.

Answer 19

yes it's a scam, they just want your personal info so the scammer can have fun buying stuff at your expense.

Answer 20

call BofA and tell them what u got.. and see if its a scam or not..

Answer 21

Big time SCAM. Don't reply. Someone is trying to steal your identity!

Answer 22

This is Scam do not give them any info. they would never ask for that on line.

Answer 23

Yes, it is a scam.

Yes, I get such emails. There's a lot of them going around.

Ignore it. Never respond to such mails.



Good luck.

Answer 24

its most def a scam. My cousin fell for one of those ( but he really had Bof A ) anyhow he was ripped off for 500.00 bucks.

Answer 25

This is a spoof email. Just delete it do not reply.

Answer 26

SCAM. It more Nigerian scammers.

Answer 27

i get stuff like that alot -

if you don't have a BoA account - how can they freeze it?

Answer 28

I get all that crap, too.

I think its fake....I hate that stupid kind of mail!!!!!

Answer 29

you should delete it with your spam button.,

Answer 30

YES

Answer 31

uh...yeah