(Collection Agency)I just received this letter from the collection agency.What that mean?"RETURN SERVICE REQS?

Question

..COLLECTION AGENCY
3025 W ...
LAS VEGAS, NV 89102

DATE: 5/22/2010

Account Number: 3300-
RETURN SERVICE REQUESTED

To: my Name and Address



Re: D. HEALTH & HOSPITAL AUTHORITY

Dear sir/madam;


AXX.. Agency respectfully requests that the above mentioned account(s) be removed from your records.

I apologize for any inconvenience this may have created. If I can be of further assistance to remove this from the above credit report, please contact me at (702) 220-...

EQUIFAX
P.O. BOX 740256
ATLANTA, GA   30374
[phone] EXPERIAN
P.O. BOX 919
ALLEN, TX   75013
[phone] TRANS UNION, LLC
P.O. BOX 2000
CHESTER, PA   19022
[phone]




Sincerely,


D. Ch...
Collection Manager


This is a communication from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.

Answer 1

Wow...this is a new one!



OK, as mentioned "Returned service requested" is a flag for the post office to notify the sender of any forwarding address.



But the wording! I do believe that violates the Fair Debt Collections Act...



§ 807. False or misleading representations

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt.



Look around for an attorney in your area that does consumer debt defense. Yes there are a lot of them, and many will take this case on a contingency basis. You pay the court costs and they get paid only if the win. And to me this is a clear violation! What can you do with $1000?

Answer 2

Those are instructions to the USPS to return the letter if undeliverable and tell them your new address if you moved. Those words are not meant for you.



The letter itself is a clever come on to get you to write back and say, "Yes, please remove the debt." That will start the 7-year collection clock all over again. They will then say, "Fine, we can remove the debt when you pay us $xxxx."



Don't respond at all.

Answer 3

commence your own faith "Church of the stainless Porkchop" All donations should be Non Taxable, Sunday afternoon lap dances for the congregation I took my blouse off as you suggested,........my toddlers in simple terms ran screaming from the homestead!

Answer 4

"Return service requested" means that if the post office cannot deliver the letter to you, then they want the post office to return it to them, not keep it, and not throw it in the trash.