Credit card identity theft?

Question

Whats up with credit card companies these days? They send you a million applications for their credit cards. Next thing you know people take our mail and sign up using our name. Why would credit card companies make a big deal out of credit card/identity theft if they send us so much garbage? Is this another way to get more of our money?

Answer 1

i agree

Answer 2

I agree with Lacy K. Yet most stolen cards that are used would be considered ID fraud and not necessarily ID Theft.



Get a P.O. Box to prevent your mail from being stolen from your mailbox. And opt out of all credit offers.



There are so many things you need to do to protect yourself that you don't have time to deal with them all. On average, victims of identity theft spend 40 hours cleaning up the mess that someone else created.



You have 5 identities that need protecting: Your Character ID, Drivers License ID, Financial ID, Social Security ID, and your Medical ID.



You need just 3 things in place to protect yourself. Access to an attorney (24hrs), your credit reports monitored and a company that provides identity restoration services.



Are you fed up yet? Write to me today.

I'm a Certified Identity Theft Risk Management Specialist.

[e-mail]

Answer 3

Identity theft is a crime in which an imposter obtains key pieces of personal information, such as Social Security or driver's license numbers, in order to impersonate someone else. The information can be used to obtain credit, merchandise, and services in the name of the victim, or to provide the thief with false credentials. In addition to running up debt, an imposter might provide false identification to police, creating a criminal record or leaving outstanding arrest warrants for the person whose identity has been stolen. Just stealing and using a credit card is not identity theft.

Answer 4

Identity theft might sound a pretty complex way of stealing and it often confuses about what exactly is being stolen. Stating in simple terms identity theft is a process when someone tries to fake your identity by using fraudulent means and thus take undue advantage in many ways. Identity theft is more about stealing information initially and then manipulating that information to take over the real identity. For example, if some one steals your credit card and makes purchases on your behalf, or someone getting hold of your personal details and creating a false credit history on your name, or someone grabbing your credit information and using for his own benefits. It might look naive but honestly, there are really simple ways in which identity can be stolen. Here are few of them.



If somebody can steal your wallet or read your mails, get alerted. You can be a victim of identity theft. Unused and unattended credit card lying here and there are the foremost cause of identity theft. Add to it a cluttered unorganized mailbox, (yes we are talking of snail mail or physical mails as they are known in modern times) and the chances of identity theft increase.

Read more from: http://www.credit-card-gallery.com/article/376,Identity_theft_Really_simple_ways_in_which_someone_can_take_control_of_your_destiny

Answer 5

They send the applications in the hopes that you will be unable to resist their best offers. They make money when you shop, and they make extra money on your finance charges. However, an identity thief cannot open the account without your social security number. If they do manage to open the account, all you have to do is call them and say that you never authorized the card. They will close it immediately. You can always get their number off of your TRWs.



Hope this helps.

Answer 6

You can call an 800 number and opt out of credit card offers by mail.





https://www.optoutprescreen.com/?rf=t