I have a delinguincy on my credit report. How long will it appear there?

Question

I have a delinguincy on my credit report. How long will it appear there?

Answer 1

It stays on your credit report 7 years from the time of delinquency.



That means on the day your payment was due,and you missed that payment. Some people are saying that it is the date of the last reported activity, such as a payment. They are wrong.



I'll be happy to guide anyone who doubts this to the source. :)

Answer 2

The delinquency can be listed for up to 7 years. The link below will take you to a summary of your rights under the Fair Credit Reporting Act.

Answer 3

Last I heard it was seven years.

Answer 4

also visit www.cardreport.com/laws/statueoflimitations.html