Which is better: American Express, Visa, Mastercard, or Discover?

Question

Which is better: American Express, Visa, Mastercard, or Discover?

Answer 1

There is not one who is actually better. i would stay away from American Express, They have lousy customer service and they hardly ever work with someone to lower interest rates. On that note, Visa and mastercard are trademarks. It depends on the bank that they are issued from. Capitol One seems to be the front runner now, they have low interest rates and they do not charge outrageous late fees, they have a 10 day grace period before any fee is assessed. I hope that helps. I went by my own personal experiences.

Answer 2

Better option to credit cards is a debit card. All banks have them and are a much better way to ensure you don't get into credit card problems. Debit cards act like credit cards, except the money is immediately deducted from your bank account. This is a much better option to a credit card.