Question:
Is this possible, and What is the least ammount you need to open a store credit card.?
?
2014-05-03 16:41:32 UTC
I was watching a YouTube video by vice, and all the guy had was a fake passport, and a utility bill with the guys name and address on it, same name and address as the passport. He opened a rolex credit card and bought a $9,000 watch. I'm not sure if he was in the U.S.A. Ny question is, is that really possible?
I'm not going to do it of course, that's a felony, and I like owning guns. Plus, you have to be a real a******* to do something like that to someone.
Now I would do it if I really, really needed to, but highly unlikely.
All he had was a fake passport, and a utility bill. That just seemed far fetched to me. Thanks so much.
Three answers:
Marvin
2014-05-03 19:38:44 UTC
I have to agree with the other poster. That being said, some people are good at that sort of thing. If they have been doing it for a while in the same city, they can figure out what does and does not work.



The guy who did it to me applied for a credit card. I received the card in the mail before he had a chance to intercept it. Thought it was junk-mail so I discarded it. The limit was only 3k or so.



He acquired cable Internet in my name. By that time the police were watching him. He did get a driver license in my name, and then used it to test drive (steal a car). Furthermore he attempted to get a loan in my name. He was caught in the act.



All he had:

My full name.

My address.

My work address.

My SSN

My utility bills

Hardcopies of my pay stubs.

Hardcopies of my bank statements

My high school and collage diplomas.

My birth certificate

The title to my car.

Blank checks



He stole all of the above from a file cabinet that was locked.



I sold the car immediately. I closed my bank accounts. I put a fraud alert on my credit reports.



He spent several years in prison for forgery.



I do not know what eventually happened to his girlfriend. She went around claiming to be my wife, but was evidently unsuccessful at convincing anyone.



Btw: the guy who nipped the 9k Rolex did not get much for it. You cannot get much for a used Rolex. If it is on the stolen list then he will be lucky to get $1000 for it.
bdancer222
2014-05-04 00:51:58 UTC
Gee, you saw it on the internet and everyone knows everything on the internet is true ... expecially if it's on UTube!!



For starters, creditors would pull a credit report. To open a store credit card with a $9K limit, that credit history would need to be extensive -- like 6+ years of good payment history on multiple accounts.



It woul also take more than just a passport an a utility bill to open a credit card account.
Amy
2014-05-04 03:13:30 UTC
No, it's not possible.



Without the social security number of a person with good credit history, you might be able to get a card with a $500 limit.



On the other hand, someone who can forge a passport and steal a utility bill, can probably steal a credit card number.


This content was originally posted on Y! Answers, a Q&A website that shut down in 2021.
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