Can I really be charged with identity theft?

Question

2 1/2 years ago, I applied for credit under my name and my current husband's name. I did not realize that for my husband's SSN, I put my ex's. The rest of the information on the application was that of my husband's and mine (address, telephone number, work information and my SSN). Two months after the incident, my ex called me and informed me that the inquiry was on his credit report. I explained that it was an accident and I did not to it intentionally. He told me that he would not press charges and would deal with it. Fast forward to today, and I am trying to go to court to obtain child support payments from my ex and he states that if I do he is going to press charges against my husband and I for what I did. He did tell me that he already disputed the incident and it is no longer on his report but he has paperwork that he can use against me. The credit application was denied and I received nothing and charged nothing. This was a one time incident, and as hard as it may be to believe that it was a complete accident. Can he really charge me with identity theft and if so what will happen?

Answer 1

You didn't actually steal his identity and the benefit of the doubt would go to you since you didn't commit a crime. Since there's no crime, he can't press charges, although he could file a complaint. If he's stupid enough to file a complaint and the police actually get around to investigating, which they won't, once you explain that you are in a child support dispute, they will defer to the family court.



Sounds like he's trying to dodge child support. Tell him to "F" off and that you'll take your chances in family court.

Answer 2

No - he is just bluffing and wants to get out of child support.



You didn't cause him any harm - and that is what really counts.

Since you didn't get a card in his name and ran up charges that showed up on his credit report it is a mistake and he already has

taken care of it by disputing the entries on his credit report.



Go to court and file for your child support and don't worry about the

threats he makes. The police won't go after you and your husband for some mistake years ago that didn't cause any harm and has been fixed already.

Answer 3

He's bluffing. Tell him to go ahead. Since no credit was given and you say it was an honest mistake, chances the family court judge will see him as a slimy whiner and find against him.



And you have the right to see the evidence against you. Demand to see it. Insist they be notarized copies. Make him jump through some hoops as you simply did what you had done for years out of habit. After all, because you admitted it when the issue first came up, you had no intention to deceive.

Answer 4

Normally you have to actually have something on your credit report for identity theft to stick. Not just an inquiry. I wouldn't worry about it and try to get the child support.

Answer 5

that's a stressful one. you easily would desire to speak to a lawyer to get specifics. If what you suggested is genuine, then you certainly somewhat have not have been given something to be concerned approximately. Technically, you ex is to blame of bribery, or extortion so which you nevertheless have some floor to stand on. blunders take place. consistent with risk you will get a recording of him telling you in case you bypass and record for newborn help he will press costs on you. i easily do no longer see how he has any floor stand on because of the reality the the remainder of the applying had you modern-day husbands information. You had no motive of using your ex's SSN. It became right into a mistake. you additionally can call the credit card company and enable them to understand relating to the blunders, so that they are able to amend the fake information. the reality of the priority is which you on no account somewhat stole his id. You made a mistake, and the credit became into denied besides. i'm hoping this helps. call a lawyer and get specifics, which will help take care of you sooner or later, so which you would be able to get your newborn help. Your ex is in all probability bluffing and actually has no longer something legally to stand on. blunders take place, as properly he's technically breaking the regulation too, by using retaining that against you, and perilous that against you in case you record for newborn help. it is extortion and would desire to fall under some bribery rules too.