phone# for free yearly credit reports and credit score.?

Question

phone# for free yearly credit reports and credit score.?

Answer 1

The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year. The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment. This is the government mandated website where you can get 1 free credit report from the 3 agencies for free in one year:



https://www.annualcreditreport.com/cra/index.jsp

Answer 2

To order, visit annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.



But that won't give you the score for free. The only way I know to get the score for free is to apply for a mortgage, and then ask them what your score is.