Where can I get a loan with no credit?

Question

To the point. I can't get anything from my bank. I get declined from every legit loan service I come across. I can't apply for a loan because I don't have credit and I can't build credit because I don't have the lump sum of up front money I need to purchase anything. All I need is 600 for a downpayment on a car ( i cant get an auto loan...) I can't save up because I'm giving all I make which is at the very least 1000 a month which is the minimum requirement for loan companies to utilities to groceries. I never spend on needless things even if I want to. I'm mid 20's. I reach the requirements most loan companies ask for. I've been at my underpaying job more than a year ( used to work two) I just can't get a break... Any ideas.. I've seen my credit report there's nothing on it.

Answer 1

If all the money you make goes towards your bills.....

how would you re-pay the loan?



You are a prime candidate for the online loan scam.

This scam is so easy to operate a baby can do it.

Don't fall for it !

If the bank is turning you down, everyone else will.



And be aware that personal loans are almost impossible to get anyways.

You basically have to be rich and old. With fantastic/perfect credit.

Answer 2

sadly this just part of life until you can save some money no one will ever lend to you. It shoudl be obvious that if you cannot save money every month that you cannot in fact afford to make payments on any loan. Keep applying for loans and you credit score will drop even further.





If your parents have a credit card they could add you, never give you the card (no risk) but your credit would go up assuning they have credit.



This answer is not popular but I am one of the few with over 800 CS and this is how I and everyone like me started. Best cheapest way to establish credit is a secured bank loan pay off over 7 months and repeat until you can get an unsecured one. Getting a CC to start your file is not only stupid because even if you get one the limit will be so low you will cause more harm then good using it is stupid because until you have practice paying debts CC offer to much freedom

Answer 3

If you reach the requirements most loan companies ask for..why don't you get the loan?

The banks and the loan companies know you cannot afford to pay for a loan or afford to

operate a vehicle ...gas, insurance,maintenance etc.

Get a better job or two.

Answer 4

It is possible to instanly acquire an online payday loan up to $1000 using this service: http://loans.servermatrix.org I managed to get the payday loan even though I had a very bad credit history.

Answer 5

No bank or finance co will lend you $600. Try to borrow from a family member for the $600

Answer 6

The only thing I can suggest is a pay day loan from money mart or cash money, but you have to pay it back quick so that is probably not something you want.